Randy Simmons
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For Financial Planning, Call Randy Simmons at: 231-922-9391
Simmons Insurance - Services
Randy Simmons of Simmons Insurance, located in Traverse City Michigan, is a comprehensive insurance agency specializing in personal insurance. We provide a full range of products and services, including: Life insurance, Health Insurance, Long term care insurance, Medicare supplements, final expenses, IRA's and financial Management.
Financial Planning is crucial in today's society, which is why Randy Simmons, owner of Simmons Insurance, specializes in Financial Management. There is so much more to understand, so many Financial Plans to choose from. Randy Simmons, located in Traverse City, will evaluate your current financial situation,
and recommend the right financial management plan for you. Call Randy today 231-922-9391!
ROTH IRA (Click here for comparison table)
One of the most talked about provisions of the 1997 Taxpayer Relief Act is the ROTH IRA.
Named for senate finance committee chairman William V. Roth, jr.
It is distinctive because it allows its owner TAX FREE earnings and withdrawals.
Q: I have a traditional IRA, can I establish a ROTH IRA, too?
A: If you are eligible, you may contribute to both types of IRAs each year. However, your aggregate annual contribution to the accounts may not exceed the current year limitations established by the IRS.
Q: If I have a qualified retirement plan, can I contribute to a ROTH IRA?
A: ROTH IRA contributions can be made regardless of your participation in a 401(K) or any other qualified plan. Furthermore, your ROTH IRA contributions do not affect the amount you can invest in your retirement plan at work.
For more information please click here.
Medicare supplement is an insurance policy designed to pay the deductibles and co-payments not covered by medicare.
Please contact us for what plans are available.
Index annuities are fixed annuities that offer an index account which combines enhanced growth potential without market-type loss to your principal.
Index account returns are based on distinct crediting methods, allowing an index credit to be earned based on the annual performance of the following markets:
A) Dow Jones Industrial Average
B) S+P 500
C) S+P 400
D) NASDAQ 100
E) Russell 2000
Final Expense Life Insurance is whole life insurance for ages 45-85 offering death benefits from $2,500 and up.
Your premium will never increase and your coverage will never decrease.
All death benefits are income tax-free under current U.S. tax laws.
For more information please click here.
